Reduce Debt Increase Wealth
Debt reduction to achieve financial freedom takes commitment, confidence, determination.
Episodes
239 episodes
Tracking
What is tracking, how to do it what do you need to track personal finances.Article Link: None
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Season 5
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Episode 238
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25:45
Saving Money Tips
Need help in saving money here are some tips to get started. Article Link:https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/w...
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Season 5
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Episode 237
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23:33
Debt Paid Off Now What
Have debt under control should be paid off soon. What to do next start building wealth and getting money to work for you is a great goal to have.Article Link: no links
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Season 5
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Episode 236
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25:17
Debt Reduction Plan
What is a debt reduction plan compared to a debt management plan. First will give a debt reduction plan and what must be done to reduce or eliminate debt. Then once debt is gone will discuss a debt management plan to put into place.Artic...
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Season 5
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Episode 235
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24:51
Setting up Budget
Setting up control center is easy once tracking has been complete for at least 30 days. Why 30 days to make sure almost all expenses are included. Will be going more into detail on how to set up categories and sub categories.Article Lin...
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Season 5
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Episode 234
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23:54
What is Tracking
What is tracking for personal finance and how is it done to help with spending problems.Article Link:https://bethebudget.com/reasons-to-track-your-expenses/ By Za...
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Season 5
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Episode 233
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34:18
Worried Paying off Mortgage
Wondering of paying off mortgage is the correct action to take. It depends on where in life a person is and reasons why to pay off mortgage. Article Link:https://www.nerdwallet.com/article/mortgages/pay-off-mortgage
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Season 5
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Episode 232
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28:31
Why Stop With Credit Cards
Why stop with paying off credit cards continue with other debt. Doing all the work to get to this point why stop just continue with other debt.Article Link: None
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Season 5
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Episode 231
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28:14
Understand Debt
What is debt and the different types, understanding debt will help to get all your debt under control. It important to know and understand what getting into before using credit or borrowing money.Article Link
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Season 5
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Episode 230
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27:25
Using Control Center
Using the control center to help reduce debt. Knowing the numbers and when bill are due will help in the debt reduction cause.Article Link:
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Season 5
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Episode 229
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27:05
Control Center
Simple budget how to get started and getting a budget setup. It not hard if completed tracking for at least one month.Article Link:https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget
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Season 5
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Episode 228
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31:17
Tracking for Debt Reduction
Tracking is financial lifeblood, it is a must to keep track of all the money going into and out of household. Before I get started going to talk about lifestyle change that should be made to get debt under control.Article Link:
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Season 5
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Episode 227
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32:49
Plan to Reduce Debt
Having a plan to reduce debt makes paying off debt much easier. Planing to reduce debt take commitment and determination to succeed.
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Season 5
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Episode 226
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24:09
Solve Problems
Having a debt problem not sure what to do to solve. It starts with identify what the cause then work to solve.Article Link:https://www.oklahomacentral.creditunion/Ten-Common-Financial-Challenges
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Season 5
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Episode 225
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28:28
Saving to Reduce Debt
How to reduce debt there are two things can do to achieve this goal. First to increase income second decrease spending so how to get these things done.Article Linkhttp...
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Season 5
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Episode 224
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29:49
Alternative Debt Reduction
Perhaps don’t want to do a budget or maybe tried and failed. There is an alternative way to reduce spending or at least keep spending under control. Unfortunately tracking is a must to get a good number.
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Season 5
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Episode 223
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30:26
Control Center
What is a control center and how does it help reduce spending. How to use tracking information to create and update control center.Article Link:5https://consumer.gov/m...
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Season 5
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Episode 222
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28:07
Tracking and Ratios
Tracking all income and expenses is a must for reducing debt. Knowing the ratios income to debt is helpful in know what debt is needed to be reduced.Article Link:
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Season 5
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Episode 221
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37:34
Not Sure Have Debt Problem
Perhaps living paycheck to paycheck but not sure what the cause maybe. Is it just inflation at the grocery store and gas station. This may be only a part of this problem but how to tell if debt is getting out of control. Article Link:
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Season 5
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Episode 220
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24:38
Reduce Debt to Purchase Home
Trying to purchase a home for the first time, then need to get debt under control so can get a mortgage. To qualify for the most or largest mortgage all other debt needs to be gone or almost gone. Article Link: https://www...
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Season 5
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Episode 219
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28:51
Appling Payments to Debt
Having problems deciding on which debt to payoff or to apply extra money. Will walk thru the process on making this decision step by step.Article Link: https://www.nerdwallet.com/article/credit-cards/how-credit-card-payments-ap...
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Season 5
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Episode 218
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27:03
Understanding Debt Reduction
How to get started in reducing debt and what are the basic thing need to do. Getting started with a overall plan is a must.Article Link:https://www.equifax.com/personal/education/debt-management/articles/-/learn/prioritize-debt-paym...
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Season 5
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Episode 217
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29:02
Stories of Debt
Real Stories of Unmanageable Debt this is a problem with many. Knowing what has happen to other people will make people realize this is a problem. The second part is how to get out of debt and the time it takes to do so.Article Link:
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Season 5
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Episode 216
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29:31