Reduce Debt Increase Wealth
Episodes
240 episodes
Happy Numbers
Personal Finance is based on knowing your numbers. What number should you always know and why. Mister Chuck look into these numbers to give you the information so you know your happy numbers.1. Net Income2. ...
Mortgage Calculator
Mortgage calculator is used to see how much interest can be saved by making extra payment. But credit card debt is reduce by making larger payment, Debt consolidation, or going to debt consulting are the common ways to reduce your d...
Investing
A overview on how to get started investing. What you should be doing in the investing world, make your money work for you. Then what does it take to become a above average investor. Using Robo Advisor maybe the easy way to get...
Mistakes
We make mistakes in personal finances. Here are some of those mistakes and how to solve this problem. Mister Chuck talks about these and just knowing about these mistakes can help your finances. There are 22 Mistakes listed in this article and&...
Cash Out Refinance
Mister Chuck discuss should you do a cash out refinance or get a Line of credit. First does this fit into your debt reduction plan and should this be done.1 What is your debt reduction plan2 How will cash out refinance fit into th...
Lifestyle
Mister Chuck discuss changing your financial lifestyle to improve your credit score and get out of debt. Apply 60 simple rules of Personal Finance. 1 Why improve credit score2 How improve credit score Article Link...
Debt to Income Ratio
Mister Chuck explores this ratio debt to Income plus other things to know about using this to your advantage. 1 What it is and what is means2 How to compute this ratio3 Why is good to Know and Who uses RatioArti...
Debt Reduction Possible Scams
Mister Chuck covers the warning signs of possible scammers concerning debt settlements providers. Then covers the basics of how to set up a budget and discussed if this is a process that any do it yourself can do to save the fees of debt reduct...
Net Worth, Tax Planning, Estate Planning
What is net worth and why it important. Mister Chuck explain and why important to keep track of once a year. Also covers tax planning and Estate planning in this episode everyone needs to have a knowledge on these topics even at a young age.&nb...
What is Financial Distress
Rule #1 Spend less than you earn seems a simple rule but that really does that mean. How do you achieve this habit? There are times maybe it not appropriate to follow. Mister chuck discuss this rule in detail. What is financial distress and how...
Debt snowball spreadsheet
Mister Chuck explores spreadsheets to use to help those trying to get out of debt. Finding what he believes is the best one to use, plus more. 1 Review past episodes2 Why to use spreadsheets3 Ones to use to helpArt...
Simple rules of personal finance part 2
Mister Chuck goes over rules that can help everyone with personal Finance. There are total of sixty rules the remaining 36 in this episode. Following just some of these rules can help everyone get a grip on their money and make life easier....
Simple Rules of Personal Finance Part 1
Mister Chuck goes over rules that can help everyone with personal Finance. There are total of sixty rules the first 24 this episode. Following just some of these rules can help everyone get a grip on their money and make life easier....
How to Save Money
Many struggle to save money, it not hard, Mister Chuck discuss how to get saving into your budget.1. Reason not to save2. Set Goals3. Reach GoalsArticles Links:
Insurance
Everyone needs insurance whether you want insurance or not some are required by lenders. Some types of insurance should be consider just in case something bad happens. 1. Insurance Requireda. &...
Buying A house
E: 25 Buying A houseMister Chuck talk first time home buyers what is needed before getting that first home.1 Are you Ready2 Shop for loan3 Type of Loans4 Down Payments5 Real Estate Agent6 Inspect...
Best buy credit card
Mister Chuck looks into the details of having a best buy credit card. Rewards vs deferred interest1 Best Buy2 Better Rewards or deferred interest3 other retail store credit cards4 Credit cards Stats5 Rev...
Investing for Dummies
Misterchuck talk about getting started in investing in the stock market. Explains what is investing, what are investments, and when to start.What is investingWhat are Stocks, bonds, mutual funds, ETF, Understanding the...
Best budgeting apps
Mister Chuck review the best budgeting apps to use today. Starting out this episode review the Personal Finance Plan and Reduce Debt Plans which both rely heavy on using a budget. So, what is the easy way to start a budget.
Debt Consolidation
Mister Chuck discuss getting a consolidation loan if you have bad credit. This episode explains what to do if your credit score is below average to get consolidation loan.1. How to Improve Credit Score<...
What is 401K Roth; Financial Advisor
Mister Chuck discusses what is a 401 K Plan and who should be using this benefit. Then talks about Financial advisor or Planner who need this be using this service. 1. 401 K What it is.2. ...
Reverse Mortgage
Mister Chuck reviews using a reverse mortgage in retirement. The question is should a reverse mortgage be included in your Personal Finance Plan. What is a reverse mortgage and how does a reverse mortgage work.Article Links:
Budgeting Plan; Food and Clothing
Mister Chuck help determine the percentages to use in setting budget. Food and clothing are the 3rd and 4th largest items we spend money on, so it is important to budget the proper amounts. Personal Finance is important so knowing how much to b...
Budgeting Plan; Housing and Transportation
Mister Chuck exams how much you should be spending on Housing, and Transportation. This is key in getting your budget setup correctly. Personal Finance Plans are important in getting started as housing is 1st in amount paid and Transportation i...
